How Am I Still Alive?

When is the bank most active? When you owe it money.

Before getting a black iron user card and opening an account for someone, at least 30 credit points must be swiped, and basically a week's investment quota will be used up.

Now, when the "bank" finds that you owe it money, it will immediately register an account, apply for a card, and remind you of the arrears.

But when he saw this card, Lu Pingan saw something more profound.

"What is it, let the ability activate on its own? It's an act of debt. No, it's not it."

Before, Mao Mao owed money to himself, but it was not recognized by the banking system at all, and the "15% annual interest rate" on the card gave Lu Pingan a reminder and an answer.

"15% annual interest rate, isn't there a 15% annual breach of contract penalty interest in the contract between me and senior sister Hua?"

It is also an additional expenditure of 15% a year, which is almost express.

"My life bank needs the support of the contractor (contractor). Only the regularized loan relationship can be included in the bank's accounting system."

".Fortunately, I am a scholar, but I am only a second-level entrant? Isn't that the legendary professional tool man, a worker with no combat effectiveness?"

If you are undecided, ask the big cat.

Lu Ping'an has increasingly felt that perhaps the experience and knowledge of big cats is the most valuable piece of the "inheritance" he inherited. Ordinary high-level professionals consider social relations and the contracts they sign, as well as pollution taboos , No matter how good the relationship is, I won't say much.

The big cat has no restrictions, she is dead, the difficulty is actually how to make her willing to speak.

"Contractor? It's true that he has no combat power, but it doesn't mean that he can't kill people. You don't remember that sophistry, he is the advanced stage of contractor"

At this time, Lu Pingan thought of the sophist.

He is a scholar at the first level, a contractor at the second level, and a negotiator at the third level. They are all just talking. The fourth level should also be an advanced level of this kind of ability.

"And I think what you need for your ability is not a contractor, but another advanced path, the third-level 'lawyer' (lawyer), or the further fourth-level 'judge'. These two employment paths are both It is semi-public, and the lawyer basically has no offensive ability, but judges can regard it as one of the most aggressive fourth-order."

Lu Pingan understood in seconds that the occupations that had the best relationship with banking and financial street were those who played with the rules. Didn’t you see that there was a law firm beside or inside the financial street?

In a sense, they are basically a symbiotic relationship. As a private force, the financial industry needs lawyers to legalize its financial behavior and put on a layer of "legal and compliant" cloak.

It also indirectly has compulsory and even violent means such as bankruptcy, liquidation, mortgage, and execution to protect the orderly operation of financial behavior.

What? Lawyers serve in pursuit of legal justice.

Perhaps some lawyers really think so and do so, but when most people, especially financiers and banks, pay lawyers to work, it is not to maintain the dignity and justice of the law, they spend money to make the law Rules run more beneficial to their own side.

Tools and means may not have good or evil in themselves, but users have their own thoughts and motives.

"If I were a bank, I don't have the authority to directly determine the debt relationship. To carry out financial activities, I must use the power of the lawyer, at least the contractor, to regularize and legalize the debt and financial relationship, and incorporate it into my bank's credit system."

At this time, Lu Pingan instinctively felt that the ability of the Herrscher Department might be part of his lack of natural ability.

"Furthermore, the contractor's ability cannot allow him to return his life points. He just let the other party establish a relationship with me, and the bank is the one who calls for the debt. Then, if the other party is still unable to repay the debt, or before the repayment. is dead, can I liquidate it and..."

Lu Pingan paused, he thought of a terrible possibility.

". Selling its inheritance to make up for the loss. It's like the Life Essence module from the bankruptcy liquidation from Mozhi, who failed to invest in the investment."

Lu Pingan shuddered subconsciously, this ability was no longer evil, it was simply cannibalism.

And his supernatural instinct has already told him that as long as his abilities are developed to a certain level, this should be possible!

"This ability is simply too evil, so... I must take good care of it!"

Lu Pingan snapped his fingers, his conscience had already flown away, and he happily thought about how to use this ability.

The advanced stage of the contractor should be arranged as soon as possible. Relying on the contract provided by the other contractor is not only expensive but also unsafe.

"Also, it can't be 'tailor-made', and can't agree on the execution time and higher interest rate. It seems a bit too much."

After thinking for a while, Lu Pingan shook his head. Actually, it's not that scary. After all, unlike financial institutions that purely pursue profits in reality, all transactions on his side must follow the principle of fairness and justice.

"139 life points, what is this? Is it a lot?"

But senior sister Hua's inquiry broke Lu Ping'an's contemplation.

He looked at the girl with an expression of undisguised sympathy. It was no longer about being expensive or not. Maybe it was about selling one's body to bury her father.

"This is the pricing method of my rule system ability, similar to the store currency in the secret realm"

Seeing the bewildered faces of the two seniors, Lu Pingan realized that this was probably more of a secret, and it might be an extra benefit that only a few rules departments could enjoy.

"You know the credit coins of the church. I suspect that similar things are made by imitating the store currency system of the mysterious realms."

Now, the two understand it, but they still don't know its value.

"Like most credit coins, one point equals about 100 yuan? Just over 10,000?"

"No, I don't know how to describe its specific value. It should be very expensive. However, what I need now is not only the career information of the gardener department, but also the career information of the contractor department. Can you provide some?"

And soon, the two members of the "Golden Star Mutual Aid Association" knew how expensive "very expensive" was.

When they took out all the gardener materials they had prepared and supplemented the basic materials of the contractors, the -139 points remained unchanged.

After Xiaolu called her mentor and asked for some third-order information, finally, 139 points became 138 with difficulty.

Hua Xueyi gasped, this thing is really outrageous.

"Senior Hua, as a professional, it seems that you are too conscientious, and your estimated information value is a bit high."

Immediately, the girl exploded with anger, you can still say sarcastic remarks, and you can still throw the blame on me.

"Don't worry, I won't ask you for debt collection. Even if the contract is enforced for three years, I won't execute it."

This is Lu Pingan's only sympathy left.

Lu Ping'an was also afraid of driving the other party into a hurry, so he came to kill and wipe out his debts.

Cough, take a step back, if she spends three years with a deficit on her face to renege on her debts, she will really lose out. Sure enough, the contractor should arrange it as soon as possible, and this kind of weak penalty contract is no longer necessary.

"And, I think, you still made money. I'll show you these things first, will you buy them?"

This sentence silenced Hua Xueyi again.

Is what Lu Pingan took out worth it? Of course it is worth it, as long as the development goes smoothly, I am afraid that she will not have to worry about the life-threatening lasso of out-of-control abilities for more than ten years or even twenty or thirty years.

Tier 3 information is actually not difficult to obtain, but it is impossible to find such a suitable one that perfectly restrains the side effects of one's ability.

This information is tantamount to recommending myself to a third-tier or even fourth-tier combat power, destined to become a promising high-level combat power.

But it seemed that if he was not careful, he sold his life to the other party.

"One more thing to remind you, a senior told me that under no circumstances should you take the initiative to be the buyer of the contract of conscience. Cough, don't stare at me, the contract of conscience was proposed by you. Let me show you the new version of this card. Function, do you want 'deferred payment' or 'remote investment'."

A stick still needs to be fed with a jujube, this practical card makes Xiao Lu's heart beat, and she can't wait to get one too.

"The number of places is limited, and certain prerequisites are required, and they will be available in the future."

At this time, Lu Pingan was not stupid enough to tell the truth, and didn't ask "Why don't you come to a conscience contract too".

But since there is a contract guarantee, it is also destined to have more "cooperation opportunities" in the future, Lu Pingan can take the initiative to reveal the details of his ability.

"Actually, you are not losing money. Every time I 'invest' in giving you BUFF, I will consume one life point. As long as Senior Sister Hua works for me for 139 days, you will make a solid profit!"