I’ll Add Points To All Things

Chapter 404 It is the uncle who borrowed money!

Manager Shen waved his hand, "No. I just took a few sips casually."

The middle-aged woman said, "Your body cannot drink. Have you forgotten?"

Manager Shen was obviously a little impatient, "What's the matter with you, gentlemen, after taking two sips of wine?"

His tone was a bit aggressive, and the middle-aged woman didn't bother to continue talking, so she snorted, turned and left.

Manager Shen looked at the woman's back and sighed, feeling that his temper was indeed a bit aggressive.

But they have been married for so many years, and they also know each other's temper, so he doesn't want to persuade them anymore.

Just when Manager Shen thought he had scolded his wife away, after a while, the middle-aged woman came back with a glass of honey water.

The woman put the honey water heavily on the table, and then cursed, "Be kind as a donkey's liver and lungs." After speaking, she turned around and was about to leave.

Although the woman's words were not pleasant, Manager Shen felt warm in his heart.

The expression on his face softened a lot. He stood up and grabbed his wife, hugged her in his arms, and said, "I'm in a bad mood recently. Take care of me."

The middle-aged woman obviously didn't forgive him, and said in a very aggressive tone, "Why are you in a bad mood recently? When have you been in a good mood in the past few years? I just say you don't go out to brag every day. Do something practical, can't you? "

Manager Shen said helplessly, "Practical things are not so easy. I just think that one more thing is worse than one less thing. You also know about that..."

As soon as that matter was mentioned, the woman's eyes softened a lot, and she sighed, "Then you can't go to other people's drinking bureaus every day, but don't help others. Isn't your reputation ruined?"

After finishing speaking, she asked again, "Which company are you with today? Can't we talk about business?"

As soon as business was mentioned, Manager Shen shook his head again and again, "No way. It's too troublesome for their family to get a loan. I don't want to do it."

If it was the past, women might not ask about this matter anymore.

But for some reason, seeing her husband's dejected appearance tonight, she suddenly had a feeling of hating iron for being weak, and wanted to educate her husband well.

She pulled Manager Shen to sit down, and then said earnestly, "Many things are troublesome, but which one is not troublesome?"

Manager Shen didn't speak.

The woman continued, "Nothing is smooth sailing, is it? As long as you comply with the regulations, do more risk control, and talk to Lao Zhao more, maybe this will be the case."

Hearing what the woman said, Manager Shen sighed, "It's easy to lend money, but it's hard to get it back. What if the money is given to him and he runs away like that person?"

The woman asked, "Does the other party have a bad reputation?"

Manager Shen shook his head, "Not bad."

The woman asked, "Then the other party has no collateral?"

Manager Shen hesitated for a moment, "That's not true."

The woman asked, "Why is that?"

Manager Shen wanted to explain, but he felt a little irritable. Finally, he sighed, "It's okay, it's very troublesome anyway."

The woman raised her eyebrows, and then said unhappily, "Old Shen, I feel that you were defeated by that incident. Isn't it a bad debt? How could the bank have no bad debts! If you fail once, you will be decadent?"

"You look like a coward now. Can't you pick yourself up again? Let me tell you, failure is not terrible, the terrible thing is that you think you have failed..."

If Manager Shen was considered calm before, he was really angry this time. He slapped the bed and interrupted the woman, "Don't talk nonsense if you don't understand! Don't read those chicken soup articles in Moments all day. That's all Lie to you idiots!"

As soon as he got angry, his wife also became angry, "Yes! We are the only ones who are stupid, but you are not the only one who is not! Look at what you have been doing these past few years!"

After speaking, the middle-aged woman stood up, turned and left.

After a while, there was a sound of "Peng!", and the door slammed. Manager Shen knew that he could only sleep in the second bedroom tonight.

But he has been married for more than ten years, so he doesn't care about this. Sometimes, he felt that he was fine sleeping alone.

Occasionally, when he doesn't have a drinking party and gets off work early, he will smoke a cigarette downstairs and sit around. Wait half an hour and go back. That is an independent space exclusively for middle-aged men.

He didn't care about his wife's temper, Manager Shen didn't go to wash up, just took out the blanket from the bottom of the bed, and lay down on the bed in the second bedroom, trying to fall asleep quickly while taking advantage of the alcohol.

As he got older, he felt that the quality of his sleep was getting worse.

Sometimes, he often lay in bed for hours without sleep. Even insomnia until dawn.

But with some old wine, he can sleep well.

This is one of the reasons why he likes to drink.

It turned out to be very strange tonight. Lying on the bed with his eyes closed, Manager Shen couldn't fall asleep at all. His wife's words echoed in his mind, "Many things are troublesome, but which one is not troublesome?"

"As long as it complies with the regulations, run more risk control, and talk to Lao Zhao more, maybe this will be done."

"If you fail once, will you be decadent?"

I don't know why, it turned out that these words that I couldn't listen to at all, felt particularly harsh tonight.

Manager Shen tossed and turned on the bed, unable to fall asleep, his mind kept echoing what his wife said to him, thinking of Su Yang and Wang Dong toasting him.

That's it... all night.

But this night, he also thought a lot more clearly: he is already in his forties, and the golden age of his career has passed, what's wrong with dawdling?

I messed up myself.

Anyway, I have my own organization and treatment. No worries about eating and drinking.

Rest easy until you retire.

Loans are too important a matter, and if you accidentally end up with bad debts, you may be taken by the leaders as the blame.

After thinking it over, Manager Shen felt extremely relaxed: a person should be so free and easy.

As for the awesomeness in the wine game. Whoever believes is a fool.

....

Going to work the next day, Manager Shen was called to the office by the director as soon as he arrived at the company.

When he came to the director's office, Manager Shen knocked on the door, "Mr. Zhao, you are looking for me."

The director's voice sounded from inside the door, "Old Shen, come in."

When he came to the director's office, Manager Shen bowed his head and said hello. The director patted a report on the table and said without raising his head, "Let's take a look." Then he lowered his head and continued to write,

Manager Shen's heart skipped a beat.

He walked forward cautiously, picked up the report and looked at it twice, and then his heart sank, because it was the revenue of the entire department in recent years. Among them, the last one is their group.

Manager Shen wiped the cold sweat from his forehead, then looked at the director behind the desk with a flattering smile.

The director ignored him and continued to write there.

The director wrote for about ten minutes, looked up at Manager Shen, and asked very flatly, "Have you finished reading?"

Manager Shen nodded quickly, "Yeah. Finished reading."

The director's pen tapped the table, "Put it back."

Manager Shen hurriedly bowed and put the file back.

The director continued to lower his head to write, and after writing for a while, he waved his hand, "Go back and think about it."

"Yes. Mr. Zhao..." Manager Shen has never been as flustered as he is today.

He left the director's office with his head down, and then returned to his desk.

He looked at the employees under him who were dawdling there, and thought about the shocking numbers he saw before, and his heart was full of sadness.

Generally speaking, Manager Shen has no ambitions for what generals lead what soldiers, so the subordinates he leads also have no ambitions.

He didn't think it was anything before, after all, he himself was not motivated, and he couldn't ask his subordinates to improve, he was still a person with a "bottom line".

but now...

Although the director didn't say anything, the pressure, the pressure that seemed to throw him into a department with poor treatment in the next second, made him feel a little out of breath.

A few years ago, he gave a loan to a company because he felt that the company was reliable and its business was good. Although the collateral was a bit insufficient, he still went to risk control and director Zhao for the sake of performance, and applied for a loan.

As a result, the company ran away with the money, and it turned into a pile of bad debts.

As soon as this incident happened, the leader came down to hold him accountable. Under Director Zhao's suggestion, he took all the responsibilities on his back.

Afterwards, his promotion was completely hopeless, and he prepared to leave disheartened. But with Director Zhao's efforts, he managed to keep his position.

Because the bank's benefits are good, especially the benefits of the credit department, he is not willing to leave.

But also because of this incident, he lost his enthusiasm for work. In the past few years, unless a good project came to his door, he would push it forward, and the others would be pushed as soon as he could.

Director Zhao also seemed to remember his "loyalty" at that time, so he didn't say anything. There are never too many benefits and treatment that should be given.

But now it seems...humanity has a time to shine.

Sitting heavily on the chair, the chair creaked. Manager Shen covered his face with his thin hands and sighed.

Now we can only borrow some good projects as soon as possible, and then increase performance.

But if you want to lend out as soon as possible, how can it be so easy...

This gap is not easy to catch up.

Just when he was so worried, suddenly...he remembered the drinking party last night, and Su Yang...

His eyes lit up: How about... fooling Su Yang into using Jiadian Technology as a mortgage?

After all, Jiadian Technology is a high-quality asset. I believe that as long as it is reported, it will be given the green light all the way.

I have a good project and have achieved results.

Su Yang can also lend money, which is the best of both worlds!

Thinking of this, Manager Shen quickly called Su Yang...

...

When Su Yang received the call, he was playing games in the company's office.

He put down the game and picked up the phone, "Hello? Manager Shen."

Manager Shen said, "Boss Su, it's me. I went back and thought about it. A short-term loan of 50 million is fine. But... I have to change it to a collateral."

Originally, Manager Shen thought that Su Yang would agree.

In the end, Su Yang directly refused, "Don't worry about it, Mr. Shen. My request here is very simple and direct. It is to use Jiadian Films for a loan of 50 million. Half a year. There is no need to talk about other things."

After speaking, Su Yang hung up the phone.

Hearing the "beep" sound on the phone, Manager Shen exploded immediately!

This man is too arrogant! Just hang up the phone? ! And don't even talk about it?

Is this the attitude of borrowing money?

Although it is now said that the one who borrowed money is the uncle!

But you haven't borrowed any money yet!

Moreover, even if you borrow money, you can at most pretend to be an uncle in front of outsiders!

In China, no one has ever dared to be an uncle in front of a bank!

Thinking of this, Manager Shen directly dragged Su Yang into the blacklist.

He decided to let Su Yang go!

Even if he jumped off the bank building, even if he was fired by the bank, he would never lend Su Yang a penny in his life!

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