My Phone Can Swipe Money

"My mobile phone can swipe money ()"!

425、New Air Outlet

Da Fei laughed when he got the news, now that all the fish are hooked, it will be easy to handle. For these people who are short of money, Da Fei will not be afraid that they will not pay them back. As long as they dare to borrow, Da Fei will naturally have a way to disturb them.

This new "financial crisis" has made many originally wealthy "landlords" in Xiangjiang miserable. They have no choice but to use high leverage and usury to speculate in real estate. It is not a day or two.

What happened this time was that they deserved it.

Why are so many people willing to use high leverage or even usury to speculate in real estate? Then it is also due to the abnormal housing prices in Xiangjiang.

For example, the price of an 80-square-meter house is about 8 million, and the down payment is generally 30%, which is 2.4 million. A loan of 5.6 million plus interest costs almost 10 million.

But they can build 4 or even 5 rooms in such an 80-square-meter house. A minimum of 4,000 yuan per month means a monthly income of about 20,000 yuan.

One year's income is 240,000 yuan. After deducting my own decoration costs, I will get back with a down payment in about 10 years. If you use high leverage, it will be even more impressive.

You only need to take out the down payment of a house, and then mortgage it to the financial company to get part of the money to continue to buy the second house.

In this way, people with two houses can recover 400,000 yuan in rent a year. The annual interest of bank loans and financial companies is about 300,000 yuan, which means that they can pay back more than 100,000 yuan a year.

So as long as the area of ​​the house is large enough and the location is good enough, their "routine" is equivalent to only paying the interest of a house, which is the legendary loan to support the loan. If there is a problem with funds, continue to seek a loan from a financial company to sell a house in full, and then pay off the loan.

But the biggest "loophole" here is that house prices must rise. If the housing price falls, their capital chain will be devastated, like dominoes collapsed.

This incident caused a heavy loss to "Brother Long" from Dangfang in Xiangjiang. He took down 15 houses with leverage in his hand, and made a total of about 70 houses. Originally, his monthly rent was about 300,000 yuan, but his interest was also horribly high. The annual interest on these 15 houses will exceed 3 million.

It's a pity that he can't afford to pay the high interest now, and his house has been cut in half as the housing price in Xiangjiang plummeted. But he still owed a huge amount of interest to the bank, and at this moment, his heart was ashamed.

During this time,

There are many people like Brother Long in Xiangjiang. Most of them leveraged large amounts of funds with high interest rates or high leverage before, but now these are deadly poisons.

If it is said where the people are the most courageous, the group of real estate speculators and stock speculators in Xiangjiang are enough to rank high. But what is surprising now is that stock speculators have made money, while real estate speculators have lost money.

With the news of Huaxia's reform, the "sharp" Xiangjiang stockholders bought some of Huaxia's manufacturing industries one after another, and now almost all of them are making a lot of money.

Huaxia's manufacturing industry has also delivered a satisfactory answer. With the rise of the manufacturing industry, orders that do not accept foreign trade have been taken down. The stock market, which has been sluggish for a while, is actually a little bit on the rise.

Even some foreign investors want to join Huaxia's stock market after seeing this situation, but these investors who have already bought are not willing to sell anyway.

For a while, Huaxia's technology stocks hit a record high, even Tang Wen was a little confused.

In the past, Xiangjiang was relatively strong in the technology industry, but with the rise of Huaxia, Xiangjiang's technology companies have started to run in China.

There is no way that the reason why Xiangjiang was "economically prosperous" before was thanks to the "free trade zone". Now that Huaxia has opened multiple economic and trade zones in the mainland, Xiangjiang's status has become less important.

Except for some financial companies, most Xiangjiang technology companies have begun to move to the mainland. There is no way that the current supporting facilities in mainland China are very complete, and there are still a large number of "orders" that you can earn if you grab them now.

For a while, Hong Kong's stock market and financial market began to vigorously support technology companies, and some originally "submerged" talents began to emerge in endlessly.

Wang Xiuxiu has been very "helpless" recently. Her trendy clothing brand has been impacted by the manufacturing industry in Mainland China, and it has completely lost its advantages in terms of price and brand.

In the past, she could still use her "fame" to hang out in Xiangjiang. But with the rise of the manufacturing industry, her fame is not enough.

China's big brands have crushed her in terms of price, quality and even style. The MT trendy brand established by the special MT girlfriends group is now the new mainstream in Xiangjiang.

You must know that the MT girlfriends group has always followed the "model" or "lady" style, which is very popular in Xiangjiang. As for young people, they generally like big brands or trendy brands created by artists they like.

At this time, the products of Wang Xiuxiu's company can be said to be unattractive. As Wang Xiuxiu found Dafei for a loan of 80 million, he originally planned to start expanding after paying the fines in Mainland China.

But what I didn't expect is that the biggest opponent in the mainland market is not a mainland company, but a company that has transformed from Heung Kong.

The first time these "insiders" passed by was to enclose land wantonly, and then frantically took orders. The price is so low that most people can't afford it.

Their plan is very clear, which is to squeeze out some small-scale companies, and then let several large companies "divide the cake". These people have sufficient funds, and even Lijia, a real estate company, has invested in a garment factory.

It is said that Lijia has just received an order from MT, with a total price of more than 500 million. This can be regarded as a good start for them, and other companies began to keep lowering prices in order to grab the remaining orders.

Poor Wang Xiuxiu's products are now nowhere to be sold even in Southeast Asia, because the agents are simply too lazy to accept them.

The current export market is constantly increasing, and almost all markets in Europe, the United States, and Southeast Asia are receiving large quantities of goods. Before Huaxia's manufacturing industry even released its products, people were already squatting at the door.

There is no way that the current supporting facilities in Huaxia are very complete, and three new free trade zones have been opened. There is an endless stream of people who come here to seek goods in the newly opened free trade zone every day.

Even the senior management of Huaxia is a little confused, although they know that the export business will increase after the opening of the free trade zone. But I didn't expect the current export business to be so "popular".

It was only later that I found out that because real estate was being suppressed, large sums of money were now worrying about having nowhere to go, and the rise of the manufacturing industry undoubtedly gave them a new outlet.

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