Rebirth of Hong Kong 1981

  Chapter 661 Lloyds Bank

  Angela: "The YAA expansion rate will not be so fast in the future. For second- and third-tier cities, I plan to use franchise stores to enter."

   "In this way, not only will it save a lot of expenses, but also a lot of franchise fees. At that time, as long as YAA consolidates its position in a first-tier city, it will be in an invincible position."

   Hearing Angela's well-organized layout, Yang Chen was very satisfied. The consumption in second- and third-tier cities is higher than that in many first-tier cities. The use of franchise stores can largely avoid excessive expansion and cause unnecessary losses.

   In later generations, many well-run companies suddenly collapsed overnight. Most of them were due to over-expansion, which caused the capital chain to fail to keep up, causing problems.

   "Thank you boss, I really love you so much."

   While everyone was not paying attention, Angela stood up suddenly, and quickly kissed Yang Chen on the cheek.

   Not only were the other people stunned, even Yang Chen was stunned for a while, and he didn't react in time at all.

  ‘Your guts are too fat! ' Yang Chen glanced at Alyssa next to him, and when he saw her, he was stunned, and he couldn't help but laugh and cry.

   No wonder Angela was so excited. With a loan of tens of millions of pounds, without the help of the family, the interest alone was enough to crush her.

   If Yang Chen doesn't take action, she will consider reducing her shareholding.

   As for asking for money from the family, Angela never thought about this issue. She came out of the family company in order to make her own business.

Although she is not the major shareholder of YAA, she holds 20% of the shares after all, and she is the second largest shareholder of the company. In addition, Yang Chen doesn't care much about YAA's affairs. In fact, everything about YAA is up to her. One person has the final say.

   As for Alyssa, she basically listens to her. The other party will not object to what she decides.

   "What about Alisha?" Angela was happy, and finally had a bit of loyalty, and didn't forget her good friend.

   Hearing Angela's words, Alisha looked at Yang Chen subconsciously, with a hint of hope in her eyes.

   In fact, she doesn't care much about how many shares she holds in YAA. All she does is to help Yang Chen and solve some troubles for Yang Chen when necessary.

  YAA has grown so fast, and more or less borrowed the face of the Siemens family behind her. Although I don't want to admit it, it is the truth.

  Yang Chen turned to look at Yuan Tianfan, who was sitting on the sofa, and said, "Tianfan, go to Barclays Bank tomorrow and handle the loan for Alisha and Angela."

   Yuan Tianfan heard this, and not only sighed in his heart, but his boss really paid blood money to pick up girls.

   sighed with emotion, but Yuan Tianfan did not dare to hesitate and responded quickly. In addition to being in charge of the Hang Seng Investment Department, he is also the head of the Hang Seng London Branch.

   It is impossible for Yang Chen to write a check to Alisha, and 100% of it will be rejected by the other party. If Yuan Tianfan handles it and avoids Alisha directly, things will be much simpler.

   Before Alisha refused, Yang Chen said, "Don't refuse, or I will be unhappy."

  Alyssa directly holds all the liquidity of YAA, as well as the dividends from his album in Poly Gold. If the other party wants to move his money, it is easy.

   But the fact is obvious, the other party did not do that, even if he went to take out the loan, he did not spend a penny indiscriminately.

  Beauty is so kind that it cannot be repaid.

   It seems that we can only promise each other by ourselves.

  Alyssa opened her mouth, seeing that Yang Chen wasn't joking, she was silent for a while, then she obediently snuggled into his arms.

   Angela, who was sitting across from him, was almost going crazy with envy.

   "Cough cough" The two bright light bulbs on the opposite side were not interesting at all, Yang Chen coughed twice on purpose, and reminded: "If there is nothing else, you can do it"

  Yuan Tianfan: "Boss, Prince Charles knows that you arrived in London today, boss, and wants to meet you tonight."

   Yang Chen frowned: "Where do we meet?"

  Prince Charles has his phone number, but instead of calling him, he asked Yuan Tianfan to send a message. What does this mean?

   "It's like this, boss, Lloyds Bank held a reception in the evening and invited many celebrities to attend. Prince Charles will also attend at that time. Lloyds Bank has already sent the invitation."

   Yuan Tianfan said, took out an invitation card from the briefcase he was carrying, and put it on the table in front of Yang Chen.

  Yang Chen picked up the invitation and said curiously: "Tell me, what will be different about this wine, even Prince Charles will attend."

   Without waiting for Yuan Tianfan to speak, Angela interjected directly: "It's a bit special, let me tell you about it!"

"It is rumored that Lloyds Bank was mired in non-performing real estate loans during the Latin American debt crisis in the past two years... If I guess correctly, this time Lloyds Bank should want to raise funds from the market and re-absorb new shareholders. to restore people's confidence in it."

  Lloyds Bank is one of the four largest private banks in the UK. It was established in 1765 and is one of the oldest banks in the UK. It was one of the earliest banks in the UK banking industry to conduct international business.

   In the 1970s, Lloyds Bank carried out a large-scale global expansion, but unfortunately one step was wrong, causing it to fall into an unprecedented credit crisis.

   At this time, Lloyds Bank is trying to reform, changing the past "big is better" strategy, focusing on increasing shareholder interests, and setting a goal of doubling shareholder interests every three years.

Lloyds Bank chose to promote well-run businesses, divest or sell poorly-run businesses to implement this strategy. Through a series of strategic transformations, a flat organizational structure was established internally, and low-cost management was implemented, Lloyds said. Deutsche Bank has gone from a small, mediocre bank to a focused UK retail bank.

   By the end of the twentieth century, Lloyds Bank’s capital market value ranked first in the world, realizing the transformation of the bank’s business strategy and achieving great success.

   Of course, Yang Chen didn't know the results of Lloyds Bank's subsequent transformation, because in his memory, he was not familiar with this bank.

   In his memory, the most powerful foreign banks are called the Federal Reserve, Citibank, Swiss Bank, etc. There is no British bank called Lloyds.

   But after getting to know Lloyds Bank, he became a little interested in this ancient bank that has been passed down for hundreds of years.

   Others aside, the service outlets it has in various countries in the world are enough for it to enter the world-class banking system.

   Now this bank is in a once-in-a-century predicament. To describe it in one sentence, it is called 'a rare opportunity'.

  ——

   (end of this chapter)