Three Kingdoms

Strictly speaking, Fei Qian actually didn't have many assets at the beginning, or in other words, except for some of Huang's men, horses and luggage, he was basically empty-handed.

The current team and assets were basically obtained by Fei Qian using an old trick that couldn't be any older, using a chicken to lay eggs.

Like the real estate developers of later generations, they often didn’t have much money in their pockets at the beginning...

Even if it is an individual act, when standing on the wind, pigs can fly.

There was a small window of time where unfinished real estate contracts could be used for mortgage loans, and banks at that time were tasked with lending, so the proportion of money generated was not low, so some smart pigs at that time paid the down payment first. I got the contract, then took out a mortgage, then took out the money to buy a house, and then took out a mortgage. In this cycle, in just a few months, before this window was found to be closed, plus the real estate at that time The evil wind suddenly rises, and these smart pigs have evolved into pigs that can fly...

Fei Qian lent money when bad money was not rampant, and then used the money to buy supplies. He waited until bad money was rampant in Chang'an before repaying the money. Such a simple act was basically It is tantamount to plundering the storage of some noble nobles in Hedong and Northland into his own pocket.

Do the nobles from Hedong and the North resent Fei Qian?

More or less, but they didn't hate it very much, because it was because of Fei Qian's caravan that they passed their losses to farther areas, and also gained a lot of benefits.

Just like the stock market, the person who receives the last blow is always the most miserable.

Fortunately, in the Han Dynasty, there was no stock market, a place where ordinary people could participate in flesh-and-blood transactions. Therefore, the main groups that suffered from bad money in the end were the gentry and rural tyrants who had stored a large amount of wealth.

As for the people of the Han Dynasty, one reason was that they did not have many assets themselves, and the other reason was that taxes and other matters were mainly in kind. Even if the monetary system collapsed, they would still mostly barter in daily transactions. Although Some were also affected, but it was definitely not as severe as the nobles who saved money until the ropes tied to the copper coins rotted.

But now is indeed the last time window to store food and grass.

Although big households in various places are now consciously starting to stock up on food and grass, after all, the nationwide war has not yet begun. In addition, even if there is food and grass, it must be guarded by soldiers. Therefore, Fei Qian is now pouring out a large amount of food. The low-priced ordinary iron gun head has become another extremely popular product.

If you want weapons, you can exchange them for food and grass.

Cui Hou has now become almost the largest merchant in the North, and the area covered by the caravan even extends to Xuzhou and Qingzhou, because the prices of salt and grain there are cheaper than in Heluo and the North.

Cui Hou's eyes, which were originally small, now appear even smaller under his increasingly rounded face. When he smiles, they are almost hidden in his eyes...

"Zhonglang, I summoned Hou Lai, what do you want me to do?" Cui Hou rushed outside the Gongfang camp, saw Fei Qian, and asked.

"Yongyuan has been working very hard recently..." Fei Qian gave his usual condolences, but when he saw Cui Hou's big face, he laughed not very kindly and couldn't say any more.

Since we can't continue talking politely, let's get down to business.

"Ahem...Yongyuan, are caravans bartering more recently?" Fei Qian asked.

When it came to the main topic, Cui Hou also became serious and nodded: "That's right, I won't accept even five baht. Alas..." Although he said that he would spend as much as possible, there was still a batch of five baht in his hand, which made Cui Hou was very heartbroken.

"Is there any inconvenience?" Fei Qian asked knowingly.

When it came to the work in his profession, Cui Hou was naturally very eloquent. He held up his fat fingers and talked to Fei Qian in detail.

Although bartering is free from the influence of money, its limitations are also very large. Fortunately, Cui Hou's caravans usually carry more than one kind of item, so they can still handle six items during exchange. Seventy percent...

But sometimes it really doesn't work. For example, the other party has food and grass and needs to exchange for salt, but Cui Hou's caravan happened to exchange all the salt in front. A business like this cannot be done. Either it has to give up, or it has to be agreed upon. The exchange will take place the next time the caravan comes.

However, it is impossible for a caravan to set off anytime and anywhere, and a cycle is often calculated in months. When Cui Hou's caravan comes to your door next time with the items needed last time, the other party's needs may be due to certain reasons. This reason has changed again, causing the efficiency of the caravan to be sometimes low.

Unlike later generations, the people of the Han Dynasty had a database or something like that. They could compile a list of needed items based on their inventory and then make statistics and conduct transactions in advance. They often conducted trade only when they found out what was needed, which put a huge burden on the caravans. and inconvenience.

Fei Qian nodded while listening to Cui Hou's story, then took out a piece of bamboo paper from his sleeve with the seal of the general protecting the Hun, handed it to Cui Hou, and said, "Yongyuan, if you use this as a basis, By the way, can it be more convenient?"

"Evidence?" Cui Hou took the bamboo paper and unfolded it. He saw that there were two couplets of goods in and goods out in the same format written on the bamboo paper, and then in the middle was stamped the seal of the general who protected the Hun. The seam seal literally indicates what goods the shipper shipped, how much in quantity, what items are to be exchanged, and what the quantity is. It's very simple.

To put it simply, it is a white slip stamped with the official seal...

As a businessman, Cui Hou's mind was very fast in this regard. He quickly realized the role of this certificate, and then said: "Although this thing of Zhonglang is wonderful, people in the countryside may not be willing to accept it..."

In the Northland, there is naturally no big problem. One is that it is close, and the other is that everyone has heard of the deeds of Fei Qian, the Zhonglang General. In areas far away from the Northland, the Zhonglang General’s seal The effectiveness gradually weakens, and may not even be as effective as the local magistrate's seal directly...

Fei Qian chuckled and said, "It doesn't matter. If the quantity is large, I can exchange it with goods. If there are some items that are lacking, you can give it a try."

When Cui Hou heard this, he nodded and said, "This may be feasible."

If you were told to take away a large number of items and then give you a free note, who would be willing to accept it? But if it's the other way around, a large amount of items have been exchanged, and a small amount of items are temporarily lacking, and a voucher is given to postpone the exchange, so it will naturally be much easier to accept...

After explaining some specific issues that should be paid attention to when using it, Fei Qian asked Cui Hou to go to Du Yuan to collect some such certificates.

Seeing Cui Hou leaving, Fei Qian sighed slightly.

This is actually another kind of chicken-and-egg model...

There is no way, the more materials, the better. If you don't take advantage of this last window of time, if you want to fly after the storm has passed, you can only rely on your own strength.

Credit is naturally accumulated through transactions again and again. Of course, this certificate is not only for paving the way for new currencies in the future, but more importantly, it also has other additional functions. It’s just about how much it can be used by then. , we can only talk about it in the future.

One day, Zhou Yu saw the Romance of the Three Kingdoms and said, "Oh, this is our business? I have to see it." He opened the book with great expectations... but in the book... "Zhuge Liang made me so angry" "Zhuge Liang is a hypocrite" "Zhuge Liang will not be eliminated" My surname is not Zhou." "If you are born with Yu, how can you be born with Liang?" Then he died... Zhou Yu threw the book: "Come here, take Luo Guanzhong out and chop him!"